European Supervisory Authorities | Sepblac

About Sepblac
- - - About Sepblac
      Obtain information about the functions of Sepblac and its organizational structure, and access its main activity data.
      
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Obliged subjects
- - - Obliged subjects
      Identify the categories of obliged subjects are their main obligations in relation to the prevention of money laundering and terrorist financing.
      
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External experts
- - - External experts
      Discover what external experts do. Learn their obligations and access, via the formalities section, to their communication obligations to Sepblac.
      
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  - - Frequent asked questions
Means of payment
- - - Means of payment
      Find out what your obligations are in relation to the movement of means of payment and discover how to do the necessary declarations.
      
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  - - Formalities
    - Frequent asked questions
Banking Account Register
- - - Banking Account Register (FTF)
      Learn what the Centralized Banking Account Register (FTF) is and who are required to declare. Consult the formalities for reporting entities.
      
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Legislation
- - - Legislation
      Examine national and European legislation on the prevention of money laudering and terrorist financing.
      
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  - - National legislation
    - European legislation
Publications
- - - Publications
      Browse the Activity Report and access relevant publications on the prevention of money laundering and terrorist financing produced by Sepblac and other national and international organizations.
      
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  - - Other institutions

European Supervisory Authorities

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Joint Committee

The Risk-Based Supervision Guidelines
Joint Guidelines on the characteristics of a risk-based approach to anti-money laundering and terrorist financing supervision, and the steps to be taken when conducting supervision on a risk-sensitive basis.
The Risk Factors Guidelines
Joint Guidelines under Articles 17 and 18(4) of Directive (EU) 2015/849 on simplified and enhanced customer due diligence and the factors credit and financial institutions should consider when assessing the money laundering and terrorist financing risk associated with individual business relationships and occasional transactions.
The Transfer of Funds Guidelines
Joint Guidelines under Article 25 of Regulation (EU) 2015/847 on the measures payment service providers should take to detect missing or incomplete information on the payer or the payee, and the procedures they should put in place to manage a transfer of funds lacking the required information.